Financial Analysis Career Guide and Counseling

Question: Financial Analysis? Can someone provide me with a website or their own financial analysis of Verizon. Ive been to verizon.com i don't want that i want something different. And i don't need financial statements or anything along those lines, what i'm looking for is an explanation of the financial analysis in words of the verizon.

Answer: This should be in their Annual Report, available from their website. For large, quoted companies, the Chairman, CEO and other officers provide their written reports in the AR. Use the e-books and software at www.finysis.net to do your own analysis: this can be better than "biased" reports from internal officers within a company. Having an independent opinion (i.e. your own) can be important, and useful in checking against what other people say. www.finysis.net's products show you how to analyze any company, and they are quite inexpensive.

Question: Is financial analysis and consolidating debt really worth it? My boyfriend and I just had a financial analysis done but haven't gotten the results on our options yet. Is it really worth it to go through with this? Has anyone had experience on it? I mean we have debt but not so much we can't handle. On the other hand we are both mid-twenties and have no retirement savings started and we are not able to put much, if any, in our savings accounts. We will have the option to consolidate debt, start retirement accounts, have money to put in savings, and get better life insurance. Is this just a ploy for the financial company to prey on young people or is this real? Please help!

Answer: Honestly, debt consolidation does not get rid of your debt - it just moves it around. If you have to pay these people to do this, don't. You can do this on your own. There is a great (and free!) plan to get out of debt, save for retirement, grow savings and retire a millionaire (it's just a matter of taking charge of your money and putting yourself on a budget). (like the guy before me who said it helped him - several times...well apparently he didn't get it right the first time if he needed to do it several times). www.daveramsey.com Dave Ramsey has helped thousands of families get out of debt and give them financial peace using a very logical and simple method. Good luck!

Question: How do I do a financial analysis on a company that is publically traded as a student? I am a student and I have to do a financial analysis of Wilsons Leather Experts. I have to write the paper in 4 pages or less and I don't know where to start. Please help

Answer: Start here this will be a good start if you click on any of the areas on the left hand side here are the categories you can click on for more info... Quotes Summary Real-Time ECN Options Historical Prices Charts Basic Chart Technical Analysis News & Info Headlines Company Events Message Board Company Profile Key Statistics SEC Filings Competitors Industry Components Analyst Coverage Analyst Opinion Analyst Estimates Research Reports Star Analysts Ownership Major Holders Insider Transactions Insider Roster Financials Income Statement Balance Sheet Cash Flow

Question: What should i include in a presenation to perform a financial analysis on three companies? I have this years financial statement for the three companies. I have the industry standards. I am wondering what i would include in a presentation about what percentage of money an inheritor should invest into each of the three companies. financial ratios? which ones are most important? how to analyze them? qualitative analysis? what to look for? how to compare to industry standards? What more do i need?

Answer: Plz include the following: Financial ratios: Return on Net Worth (RONW), Return on equity (ROE), Operating Profit Margin (OPM), Price/Earnings/ProfitGrowth (PEG), Sales growth, Cash Earnings per share, Dividend Yield, Compounded Annual Growth Rate(CAGR) of profits, Debt/equity, Qualitative analysis: Strong brand, New products in pipeline, R&D expenses to Profit ratio, Management track record, Future prospects, Strong Moat or entry barrier to competition, Multiple products and markets. Please read Wikipedia on all the topics mentioned above. You may also read a book called "How to think like Benjamin Graham and invest like Warren Buffet."

Question: How does a person perform a financial trend analysis using 5 years of financial statements? Writing a paper on the financial analysis using a large company's financial statements from 1999-2003 and would like to perform a trend analysis, but am unable to find clear directions in textbooks or on web. The type of trend analysis I nned to do also has actual number variations from year to year, how do you do that?

Answer: You look for the direction of sales and what products offered are declining in sales and rising in sales. All income and expense items are tracked to develop the direction of activity. The efficiency of management can be measure by the cost of doing business and the profit margins achieved. All that is part of financial trends.

Question: Any good websites that help me learn Financial Analysis for project work? Any good websites that help me learn Financial Analysis ? I’m doin my project on diz topic Please let me know. Thanks!?

Answer: I recommend http://investopedia.com/ I just started using it, and it has been very helpful

Question: How do I do a financial analysis? The financial analysis is to be part of a marketing plan. Please give me any guidance or a layout.

Answer: Start working with analyzing sales figures, compare it with production cost figures. Evaluate the historical or planned break-even point and internal rate of return, is it achievable by the marketing team. Check the company's total expenses, breakdown with the number of units of production. Analyze the employee cost per unit produced, raw material cost per unit produced. There are still many kinds of approach in doing financial analysis related to a marketing plan.

Question: i want to understand financial analysis from the very begining? i want to understand financial analysis from the very begining? to understand basic concepts that drives my brain for how to think and how to look to any data? what can i do? plz,helpfull answers.

Answer: Investopedia is very good to understand FA (fundamental analysis) http://www.investopedia.com/university/f…

Question: how would you use the statement of cashflows to do a financial analysis? how would you use the statement of cashflows to do a financial analysis?

Answer: Cash Flows Statement shows the cash ins and outs. - See whether it has enough cash on hand to pay its expenses and make purchases - See whether it has generated cash from its operations - See what investments it has made - See whether it has generated cash from its investments - See what loans it has taken up to build its business - See whether it has repaid any of its existing loans

Question: How can i improve my financial analysis? i am working in a foreign commercial bank, wana improve my financial analysis through a internationally recognized short course.

Answer: There are many short courses sponsored by companies and schools, internationally recognized included CFA and others.