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Question: How long does a title company have to submit a new title to the registrar of deeds? We purchased a home in June, and have recently discovered that the title has not been registered with the registrar of deeds office in our county (Mecklenburg). We called the title company, and evidently they sent the title via snail mail in late August 2006. Is it standard for a title company to wait almost two months before submitting a title to the registrar of deeds? Are they supposed to just send it through the mail? Since now it appears there has been a problem, what rights do we have in order to hold the title company responsible for making sure the situation is handled? Thanks so, so much for your help! Mecklenburg County, North Carolina

Answer: A closing agent should "promptly" record all instruments to minimize the possibility of some other instrument erroneously or intentionally impairing title. If the closing agent (here, the title company) unreasonably delays recording they would be liable for any resulting damages. Knowing the laid back way business is conducted in NC, I'm not surprised that things sit on desks for weeks. While I think two months is way over excessive, you have not indicated you have suffered any damage by the delay, and it is unlikely you will. The only suggestion I have is to complain to your mortagage lender about their delay. They provide a lot of business & will probably be none too happy about such lazy business practices.

 


Registrar Career Information and Opportunities

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